Yesterday after work we met with the NVR mortgage loan official. We discussed the details of our loan application process and signed a lot of paperwork. They waived the application fee at this time since we were upfront and told them of our uncertainty working with their company. The only reason we are considering using them is that they are offering the same rates as other lenders we have looked into plus an additional 10990.00 off the cost of our house. Time will tell if they win us over or not.
Still waiting on our Guardian appointment. (I should clarify it's only been 2 work days since we signed our purchase agreement! Just excited to hear what they have to offer) They should be calling us sometime this week to set up that appointment.
In the meantime, we are just waiting to hear back from NVR that our loan application has been approved and from Ryan that our permit was approved. Once both of those happen they will set up our pre-construction meeting to confirm all of our choices are correct on their blueprints. Should take 2-3 weeks. Then building starts! Tentatively our closing date is 15 October. Once building starts we will get a more accurate date.
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